Recent conversations from the On Adventure Podcast – and what they have to say about the lives the rest of us are building.

Every so often we like to set the individual episodes down side by side and notice the thread running between them. This time the thread is service – the quiet, unglamorous kind. Not the sort that gets announced, but the sort that shows up as staying at the back of the group so nobody walks out alone, or handing a stranger what he needs before you know his name.

It’s a financial idea as much as an adventuring one. Most of the people we admire in this work didn’t build their lives around what they could accumulate. They built them around who they could carry. Here’s what stayed with us.

Episode 77: The John Muir Trail, Leadership, and Running Toward Adventure with Alex Potts

Alex Potts grew up in Sunnyvale, California, riding BMX bikes through apricot orchards that would eventually become Silicon Valley, raised by a single mom who taught elementary school. He spent more than three decades helping build Loring Ward, one of the firms that helped pioneer the fee-based model independent advisors use today – and then, still in his fifties, he stepped away from the top job.

What we appreciated most was his refusal to make service sound noble. Alex talks about it as a habit, not a virtue: helping advisors and clients solve problems that actually mattered instead of chasing assets or wallet share. The same habit shows up on the trail. When someone is struggling, you help. You don’t ask whether they’re in your group, and you don’t run the math on what’s in it for you – because today it’s them, and tomorrow it’s you.

He’s also honest about the difference between fitness and wisdom. On a rim-to-rim hike through the Grand Canyon in 110-degree heat, in some of the best shape of his life, his body began shutting down a mile and a half from the top. What turned it around was a stranger and a bag of beef jerky. Being capable of pushing harder, it turns out, isn’t the same as knowing whether you should.

The line we keep coming back to is the frame he puts on his own story: for years, running was how he got away from the pressure of a demanding career and young kids. At some point it stopped being escape and became pursuit. Don’t spend a whole life running away from something. Find something worth running toward.

Listen to Episode 77 →

Episode 78: Adventure Has No Expiration Date with Beverly MacDowell

Most people know the MacDowell name from Beverly’s sister, actress Andie MacDowell. Beverly’s work happens far from any camera, and she likes it that way. A retired educator in Asheville, North Carolina, she went camping for the first time at 36, joined the Carolina Mountain Club in her fifties, started maintaining sections of the Appalachian Trail at 59, and began search-and-rescue training at 65. In her words: “The majority of everything I did was post-50.”

What we appreciated most is that nearly all of it is for someone else. She guides women over 60 on their first backpacking trips. She does the slow, physical work of keeping trails passable, including helping restore Max Patch after years of overuse, and she helped get people back into the Blue Ridge after Hurricane Helene. The only way you’d notice any of it is that the trail is still there, or that someone who thought they were too old to carry a pack made it to camp anyway.

She has a particular way of thinking about guiding. For Beverly, the goal isn’t to lead people forever. It’s to turn intimidation into confidence, so the people she guides can eventually go on their own. “A little challenge is good,” she says. She doesn’t take the hard part away. She makes sure nobody faces it unprepared.

It’s a useful way to look at retirement, too. Too often it gets planned as an ending – the day the paychecks stop and the drawing-down begins. Beverly’s story suggests it can be the start of your most useful years, if the plan leaves room for it. The money is there to buy the freedom to say yes: to the training course, the trail crew, the Tuesday morning with a group of nervous first-timers.

Time outside, she says, is “a balm” – and a few years of it “makes you a completely badass grandmama.” Adventure has no expiration date. Neither does the chance to show someone else the way.

Listen to Episode 78 →

What We Took From Both

Put these conversations side by side and the lesson from the edge is a simple one. The people who end up with lives worth describing are almost never the ones who optimized hardest for themselves. They’re the ones who kept showing up for the person next to them, and who learned – usually the hard way – when to push and when to turn around.

That’s close to how we think about planning. A good plan isn’t a number standing on its own. It’s the thing that lets you be useful to the people you love, take the risks worth taking, and step back from the ones that aren’t. We’re grateful to guides like Alex and Beverly for the reminder.

If this resonates, the full conversation is worth your time. And if you’d like to talk through what running toward something looks like in your own situation, we’re here and happy to help.

Ridgeline Wealth Advisors