Episode 72: Risk in Every Form with Greg Winchester


ON ADVENTURE PODCAST |  EPISODE 72

Episode 72: Risk in Every Form with Greg Winchester

  

Episode Description

What does it take to keep saying yes to risk, in the boardroom, on the trail, and across all seven continents, for forty years and counting?

Greg Winchester calls himself an armchair explorer, but the title sells him short. Over a 40-plus-year career in commercial real estate, he has worked through the savings and loan crisis, the 2008 financial crisis, and COVID, first as a banker, then as a co-owner, and today as an investor through his family office, Summit Investors. In 2003, he and two partners bought their company from its founders in a management buyout, personally guaranteeing the entire debt with 300 employees and no safety net. As Greg puts it, it was like walking to the end of the diving board and jumping, hoping there was water below.

A lifelong Boy Scout who fell in love with the outdoors in the Roan Highlands of North Carolina, Greg went on to serve on the board of the Appalachian Trail Conservancy and to build a life of generosity that reaches all seven continents, inspired by the book Seven Summits. From an orphanage in Bolivia to a pastors’ training center in Uganda, a nearly thousand-year-old cathedral in Winchester, England, and Sir Ernest Shackleton’s grave on South Georgia Island near Antarctica, he and his wife set out to support smaller, lesser-known nonprofits and build real relationships, not just write checks.

In this conversation, Josh and Greg trace the many forms risk can take. They dig into why leverage is a two-edged sword, how diversification and dry powder let you run into the fire when others are running out, why your gut becomes a kind of superpower after twenty years in any arena, and how setting goals every year since his twenties shaped a life of purpose. Greg also shares the two questions a pair of mentors asked him in his mid-fifties, what is a noble cause you can get involved with, and what do you actually want to do, and why finishing well may be the greatest adventure of all.

Episode Highlights

         00:00  An armchair explorer who spent forty years navigating real estate’s biggest crises

         03:00  Stumbling into commercial real estate from a bank management trainee program

         06:00  The 2003 management buyout: 300 employees and everything personally guaranteed

         12:00  Jumping off the high dive and hoping there is water below

         14:00  A lucky break, a termination fee, and the real mix of hard work and luck

         17:00  Three things that get people in trouble: cycles, capital structure, and diversification

         20:00  Running into the fire in 2008 and why leverage is a two-edged sword

         23:00  The gut instinct you earn after twenty years in any arena

         25:00  Seven Summits and a vision to serve nonprofits on all seven continents

         29:00  Winchester Cathedral, a 950-year-old Bible, and Shackleton’s grave near Antarctica

         38:00  What rises to the top: relationships, faith, family, and friends

         40:00  A Boy Scout in the Roan Highlands and a lifelong love of the trail

         46:00  Moving toward something, not away, and setting goals every year since his twenties

         50:00  Finishing well and the two questions that reshaped Greg’s second act

Causes and Organizations Greg Supports

Here are the people and organizations Greg mentioned in this episode:

    Summit Investors, his family office investing in real estate across the Sun Belt

    Auburn University Master of Real Estate Development program, where he serves as an adjunct and industry connector

    The Appalachian Trail Conservancy, where he served on the board

    The South Georgia Heritage Trust, stewards of the historic church and museum on South Georgia Island

    The National Christian Foundation, which helped guide his international giving

Free for Listeners: The Money Trail Guide

Josh’s free resource for everyday explorers is packed with practical insights on planning for any adventure, big or small, minimizing trail waste along the way (yes, that means taxes), and living with confidence toward whatever is most meaningful to you. It also includes key takeaways from recent On Adventure guests to help inspire your next steps.

Grab your copy at ridgelinewealthadvisors.com.

Connect with the On Adventure Podcast

Hosted by Josh Self, financial advisor and everyday explorer.

    Subscribe on YouTube, Spotify, Apple Podcasts, and all major streaming platforms

    Follow on Instagram for short-form clips and behind-the-scenes content

    Connect on Facebook: On Adventure Podcast with Josh Self

    Connect on LinkedIn: Josh Self

    If this episode resonated with you, leave a review and share it with someone who needs to hear it

Check out this episode!

Episode 71: Solo Female Travel, Real Risk, and the Belonging We All Crave with Amanda Black


ON ADVENTURE PODCAST | EPISODE 71

Episode 71: Solo Female Travel, Real Risk, and the Belonging We All Crave with Amanda Black

          

Episode Description

What does it actually take to step on a plane alone, head somewhere most people would call risky, and come home a different woman?

Amanda Black is the founder of the Solo Female Traveler Network, a community of more than half a million women that started as a small Facebook group during her expat years in Australia. Ten years and roughly thirty tours a year later, she leads women into places the average traveler tends to avoid: Egypt, Morocco, India, Mongolia, Uzbekistan, Kyrgyzstan, and beyond. Bali was the first trip. Seventeen women signed up. Nine of them ended up with the company logo tattooed by the end of it.

We talk about why she leans into destinations perceived as less safe, what real risk actually looks like versus the version we imagine, and why she pushes back on the idea that travel is simply safe or unsafe. Risk, she argues, is a spectrum and a muscle, and most women have a lot more capacity to build it than they have been told.

We also get into the quieter side of all this. The cobblestone cafe in Sighișoara, Romania, where women who had known each other only a few days started telling the truth about how lonely life back home really feels. The Golden Eagle Festival in Mongolia, where she felt like she had walked into a movie set with no electricity. The unexpected pattern she keeps noticing across every trip, every country, every group: people are not really upset about the hotel room. They want to belong.

Amanda also shares why she launched Kindred Community, a smaller, slower offering built around connection retreats in Southern California, and what almost a decade of leading women into the wild has taught her about courage, capability, and the kind of friendships that get a logo tattooed on someone’s wrist.

Episode Highlights

00:00  Welcoming Amanda Black, founder of the Solo Female Traveler Network

01:00  Building a community of 500,000+ women and running tours in 25 countries

03:00  Why she leans into destinations perceived as less safe: Egypt, Morocco, India, Mongolia, Uzbekistan, Kyrgyzstan

05:00  How strangers become a travel family inside the first 48 hours of a trip

08:00  From a Facebook group in Australia to a first Bali trip where 9 of 17 women got the company logo tattooed

12:00  Talking honestly with women about safety, fear, and the gray areas of real risk

15:00  Risk on a spectrum: why “safe or unsafe” is the wrong question, and how to build the muscle over time

17:00  Mongolia and the Golden Eagle Festival: stepping into a place that felt like going back in time

20:00  What solo travel reveals about how strong and capable women really are

22:00  The hidden business lesson behind a decade of tours: everybody just wants to belong

24:00  A cobblestone cafe in Sighișoara, Romania, and the loneliness that surfaces when women finally feel safe to share

27:00  Kindred Community and the next chapter: building belonging closer to home

Connect with Amanda Black

Bonus for Listeners (Free Travel Quiz):

https://thesolofemaletravelernetwork.com/where-should-i-travel-next-quiz/

The Solo Female Traveler Network

Website: thesolofemaletravelernetwork.com

Instagram: @solofemaletravel

TikTok: @sofetravel

YouTube: @sofetravel

Amanda’s TEDx Talk

Shared Firsts: Redesigning how we find belonging

youtube.com/watch?v=xSaVJH2b5H0

Amanda’s Website

meetamandablack.com

Kindred Community

Website: kindredcommunity.co

Instagram: @kindred.sd

Connect with the On Adventure Podcast

Hosted by Josh Self, financial advisor and everyday explorer.

Subscribe on YouTube, Spotify, Apple Podcasts, and all major streaming platforms

Follow on Instagram for short-form clips and behind-the-scenes content

Connect on Facebook: On Adventure Podcast with Josh Self

Connect on LinkedIn: Josh Self

If this episode resonated with you, leave a review and share it with someone who needs to hear it.

Check out this episode!

Your Photos Are Part of Your Legacy – But Is Your Family Prepared?

Guest post by Teresa Cox: Simple ways to organize, preserve, and share your family’s memories – now and for the next generation

When most people think about leaving a legacy, they focus on financial assets – investments, property, estate plans.
But in my experience, families often aren’t prepared to pass on the most meaningful
assets: the photos, the stories, the family traditions, and the moments that capture a life
over time.
Today, photos are everywhere – on phones, computers, external drives, and across
multiple websites or cloud services. At the same time, many families have decades of older
memories – photo albums, printed photos, slides, and home videos – tucked away in closets
or attics, slowly deteriorating or becoming harder to access.
There’s rarely a single place where everything lives. And often, no one else knows how to
access it – or has a clear plan for how those memories will be organized, preserved, and
shared.

Most of the families I work with aren’t in crisis.

They’re simply at a stage of life where they’re starting to think more intentionally about the future – especially parents who have spent years documenting their children’s lives and want to make sure those memories are organized, protected, and easily shareable with the next generation.

3 Simple Ways to Begin Preserving Your Family’s Memories

1. Bring Your Photos Together

Over time, photos tend to get scattered across devices, platforms, and accounts.

It’s very common to have photos on your phone, older computers or hard drives, in cloud services like iCloud or Google Photos, and in printed albums or storage boxes.

Rather than leaving everything spread out, begin thinking about how to gradually bring your photos together into fewer, more centralized locations.

If your printed photos and older media are stored in multiple places around your home, consider consolidating them into one general area.

Labeling boxes can also be incredibly helpful – especially with timeframes like years or decades, if known. Even simple labels make it much easier to navigate your collection.

If you happen to know family connections for older or heritage photos – like which side of the family they came from or who is pictured – that information can be incredibly meaningful to future generations. It doesn’t have to be perfect – just capturing what you know is often more than enough.

2. Make Your Photos Accessible

Once your photos are more centralized, the next step is making sure they can be accessed when needed.

For digital photos, this may involve sharing passwords or using built-in legacy settings for your online accounts.

If you use an iPhone, Apple offers a Legacy Contact feature.
If you use Google services (Android), there’s a similar tool called Inactive Account Manager.

Accessibility also means that someone else could step in and understand what you have. Even simple organization and clear labeling can make a big difference.

Most people don’t realize how difficult it can be for someone else to piece all of this together without guidance – but a little bit of planning now can make things much easier later.

3. Share and Preserve What Matters Most

Once your photos are more organized and accessible, the next step is to begin sharing them intentionally.

This doesn’t have to be complicated or time-consuming. In fact, some of the most meaningful moments come from simply pulling out old photos or home videos and enjoying them with your children or grandchildren.

Many families have older memories – slides, printed photos, and home movies – that haven’t been viewed in years. Digitizing these items not only preserves them, but makes it possible to easily watch, share, and enjoy them again.

There’s something incredibly special about seeing old family videos come to life – hearing voices, watching personalities, and experiencing moments that might otherwise be forgotten.

You might also consider creating something simple but meaningful, like a small photo book that tells the story of your life or your family. It doesn’t require hundreds of photos – just a thoughtful collection that captures the moments and people who matter most.

The goal isn’t perfection. It’s making sure your memories can be experienced, shared, and enjoyed – both now and for years to come.

If this is something you’ve been meaning to get to “someday,” consider this your gentle nudge to take a small first step – whether that’s gathering your photos into one place, labeling a few boxes, or sharing a favorite memory with your family.

Many people don’t realize there are professionals who specialize in organizing and preserving photo collections – this is the kind of work I help families with every day. 

If you’d like guidance or support along the way – even just a starting point – I’m always happy to help.

Teresa Cox
Photo Concierge Services

photoconciergeservices.com

Episode 70: Saying Yes to the Right Invitations with Colin Stroud


ON ADVENTURE PODCAST  |  EPISODE 70

Episode 70: Saying Yes to the Right Invitations with Colin Stroud

                              

Episode Description

What if your next great adventure is not a destination at all, but a willingness to say yes to the breadcrumbs life keeps dropping in front of you?

Colin Stroud is a 26-year-old credit card rewards consultant, founder of Go Somewhere, and one of the fastest growing voices on LinkedIn in the points and miles space. He grew up in Fort Wayne, Indiana, the son of an OB/GYN and a nurse midwife who met delivering a baby together, and he was on track for a more traditional path until a six-week Spanish immersion trip to Oviedo at 16 cracked the world wide open. From there it was Italy on a $380 flight, a Catholic mission to Poland, an unlikely run at Ave Maria University in south Florida, an early marriage and a baby on the way before he had even graduated, and a first job in life insurance case design that he knew almost immediately was not it.

What followed is a story about paying attention. A coworker mentioned the Chase Trifecta. A LinkedIn post about points went viral and got picked up by The Washington Post. A side hustle turned into consulting calls, then into a community for business owners, then into a full-time business helping families and entrepreneurs unlock travel they thought they could not afford.

We talk about why early travel rewires you, what it actually takes to leave a steady paycheck, the difference between dopamine and meaning, why family life and entrepreneurship feel like the truest adventures of his life right now, and the surprising decision he and his wife made after almost moving to Hawaii. Colin makes a strong case that the go somewhere life is not always about getting on a plane, and that learning to be rooted where your feet are can be its own kind of expedition.

 

Episode Highlights

00:00  From cheap flights as a teenager to a full-time business helping people unlock travel

06:00  World Youth Day in Poland, six weeks of Spanish immersion in Oviedo, and catching the travel bug

14:00  Marriage, a baby on the way, and a first job in life insurance that did not fit

18:00  Discovering the Chase Trifecta and stepping into the points world

23:00  The first viral LinkedIn post and a Washington Post quote that changed everything

25:00  Quitting in November 2024 and going full-time on Go Somewhere

30:00  Almost moving to Hawaii, pumping the brakes, and rethinking what travel does for young kids

34:00  Why family life and entrepreneurship are the truest adventures of his life right now

39:00  Measuring yourself: finally finding feedback after years of feeling stuck

47:00  The two ingredients behind a viable internet business: clear writing and consistent humility

55:00 What adventure means now and where to find Colin online

 

Connect with Colin Stroud

LinkedIn: linkedin.com/in/colinstroud

Website: gosomewhere.world

Newsletter: The Go Somewhere Newsletter at gosomewhere.world

Email:

 

Connect with the On Adventure Podcast

Hosted by Josh Self, financial advisor and everyday explorer.

Subscribe on YouTube, Spotify, Apple Podcasts, and all major streaming platforms

Follow on Instagram for short-form clips and behind-the-scenes content

Connect on Facebook: On Adventure Podcast with Josh Self

Connect on LinkedIn: Josh Self

Subscribe to the Patreon for more content!

If this episode resonated with you, leave a review and share it with someone who needs to hear it

Check out this episode!